Do you want to break bad habits and make your money work for you? Charlotte Burns, finance journalist, two-time winner of Financial Blog of the Year for lottyearns and former deals hunter at Money Saving Expert, is on a mission to improve your finances.
Taking control of your income, outgoings and savings may sound dull as dishwater, but by developing your financial skills, you can free yourself from the limitations of living from one pay cheque to the next, and instead, build the life you want!
Written in Charlotte's trademark no-nonsense, non-judgemental style, On the Money covers everything from bank accounts and budgets, debt management and investing, buying a home and making side hustles work for you. Currently editor at the government's Money Advice Service, Charlotte draws on her own personal and professional experience, packing the book with tips and tricks that they don't teach you in school. Each chapter ends with a practical activity to help you put the theory into practice and start your journey to financial freedom.
Whatever your current financial situation, On the Money is here to help you take control of your finances and build a life you love.
Contents: Get on the Road to Financial Freedom; You've Got to Make a Budget; Bank Account Basics; Saving; Why Pensions are Free Money; We Need to Talk About Buy Now Pay Later Schemes; Sorting Out Debt; Side Hustles: What You Need to Know; Make Your Money Work for You; Shop Like a Pro; Bills. Bills, Bills; Payslips and Tax Codes; Buying a Home; Financial WellbeingAuthor Charlotte Burns has worked with Martin Lewis, has won 'financial blog of the year' twice and writes for the UK government's Money Advice Service.The economy worldwide has taken a hit after the pandemic and making smart money decisions is more important than ever.Young working women are looking for money advice, as shown by the number of Instagram accounts set up and followed by women.Money is one of the main causes of poor mental health. Money skills aren't taught in schools, so there is a need for a down-to-earth but fun book on this important topic.